I wanted to start a discussion about the [succession certificate](https://investorlink.in/succession-certificate) process, especially for those who’ve gone through it or are currently dealing with it. While it’s an important legal document that allows a legal heir to claim the deceased person’s movable assets (like bank deposits, insurance, or shares), the process isn’t always straightforward. Many people run into the same set of problems, and I think sharing our experiences could help others a lot.



Here are some of the common issues people face when applying for a succession certificate:



1. **Lengthy Court Procedures:**Even though it might seem simple at first, the process often takes months. Courts usually require public notices to be published and give time for objections, which delays the grant.

2. **Incomplete or Incorrect Documentation:**Missing documents like death certificates, proof of relationship, or asset details can lead to repeated hearings and rejections. It’s important to double-check everything before submission.

3. **Family Disputes:**This is probably the biggest challenge. If multiple heirs claim rights to the assets or disagree on who should be the applicant, the court may hold up the process until the dispute is settled.

4. **Unclear Asset Details:**Sometimes, heirs don’t have full information about the deceased’s accounts or investments. Without clear details, it becomes difficult to specify assets in the petition.

5. **Delays from Banks and Institutions:**Even after obtaining the succession certificate, some banks or financial institutions hesitate to release funds quickly, asking for additional verification or legal opinions.



Many people also ask whether it’s worth hiring a lawyer. While you _can_ apply on your own, a lawyer familiar with local court procedures can save a lot of time and frustration.



Has anyone here applied for a succession certificate recently? How long did it take in your case, and what kind of challenges did you face? Your stories could really help others understand what to expect and how to prepare better.



Looking forward to hearing your thoughts and experiences!